North Carolina Disaster Risk: Compare Places to Live
Start with a place, then compare its hazards. This directory includes 16 cities across 14 FEMA area profiles.
Cities covered
16
FEMA areas
14
Source vintage
March 2023
FEMA hazard figures cover the counties shown. Cities in the same county share those figures; neighborhood and property conditions vary within the county.
Comparing places to live
Which North Carolina places have lower hurricane risk?
Among the FEMA areas represented in this directory, Buncombe County, Catawba County, Gaston County have some of the lowest relative hurricane scores. Start with these areas, then compare individual hazards and the conditions at a specific home.
These are the five lowest-scoring covered areas, including any ties at the cutoffβnot a ranking of every place in North Carolina. Cities in the same FEMA area share its numbers. A lower relative score does not mean zero risk or a probability of loss.
| FEMA area / covered cities | Overall | Tornado | Hurricane | River flood | Wildfire | Heat wave |
|---|---|---|---|---|---|---|
| Buncombe County | 81.5Relatively Low | 82.4Relatively Moderate | 66.6Relatively Low | 96.4Relatively High | 72.5Relatively Low | 0.0No Rating |
| Catawba County | 77.7Relatively Low | 89.2Relatively Moderate | 75.1Relatively Low | 57.6Relatively Low | 59.2Very Low | 0.0No Rating |
| Gaston County | 81.5Relatively Low | 92.4Relatively Moderate | 77.0Relatively Low | 50.1Relatively Low | 58.7Very Low | 80.2Relatively Moderate |
| Cabarrus County | 80.1Relatively Low | 91.7Relatively Moderate | 79.3Relatively Low | 69.3Relatively Low | 64.4Very Low | 78.6Relatively Moderate |
| Alamance County | 74.5Relatively Low | 86.2Relatively Moderate | 82.8Relatively Low | 54.8Relatively Low | 49.8Very Low | 63.0Relatively Low |
How to choose between lower-risk places
A lower hurricane rating does not remove flood, wind, landslide, or winter-weather concerns. Check the flood zone and access routes for the property as well as the county comparison.
FEMA combines expected losses, social vulnerability, and community resilience in its risk measures. Population and assets affect the results. The table is a starting point for comparing areas, not a prediction for an individual house.
North Carolina hazard rankings
Open a dedicated page with grouped FEMA areas, annualized frequency, city links, and preparedness guidance.
Cities in North Carolina
Compare a hazard, then choose lower or higher risk first. Rank #1 always means the highest score.
- 16
Burlington
FEMA data: Alamance County
Relatively LowRelative score
74.5
- 15
Hickory
FEMA data: Catawba County
Relatively LowRelative score
77.7
- 14
Concord
FEMA data: Cabarrus County
Relatively LowRelative score
80.1
- 13
Winston-Salem
FEMA data: Forsyth County
Relatively LowRelative score
81.3
- 12
Asheville
FEMA data: Buncombe County
Relatively LowRelative score
81.5
- 11
Gastonia
FEMA data: Gaston County
Relatively LowRelative score
81.5
- 9
Greensboro
FEMA data: Guilford County
Relatively ModerateRelative score
86.2
- 9
High Point
FEMA data: Guilford County
Relatively ModerateRelative score
86.2
- 8
Durham
FEMA data: Durham County
Relatively ModerateRelative score
86.7
- 7
Charlotte
FEMA data: Mecklenburg County
Relatively ModerateRelative score
91.9
- 6
Fayetteville
FEMA data: Cumberland County
Relatively ModerateRelative score
92.5
- 4
Cary
FEMA data: Wake County
Relatively ModerateRelative score
93.6
- 4
Raleigh
FEMA data: Wake County
Relatively ModerateRelative score
93.6
- 3
Greenville
FEMA data: Pitt County
Relatively ModerateRelative score
94.2
- 2
Jacksonville
FEMA data: Onslow County
Relatively HighRelative score
97.9
- 1
Wilmington
FEMA data: New Hanover County
Relatively HighRelative score
98.5
Source
Relative scores and ratings come from FEMA National Risk Index v1.19.0. For a specific address, consult local hazard maps, property records, and insurance providers.