Charlotte Disaster Risk Score & Hazard Analysis
With a population of 1,436,613 and a calculated risk score of 88.3, Charlotte faces unique challenges. This page is a complete hazard risk assessment for Charlotte, NC. Living in Charlotte offers a unique lifestyle. But like any location, it has local climate challenges. The most significant threat to be aware of is ice storms.
Total Risk Score
Our algorithm assigns Charlotte a Risk Score of 88.339 out of 100. This score is heavily influenced by the high probability of Ice Storm and Lightning.
Winter storm risk in Charlotte, North Carolina
Severe winter weather and ice storms pose a unique threat to Charlotte, potentially causing extended power outages and hazardous road conditions. Infrastructure in the area may be vulnerable to heavy ice accumulation.
Charlotte Winter Grid Failure Prep
- β’Have a safe, indoor-rated backup heat source
- β’Insulate pipes and know how to shut off main water valve
- β’Keep a backup battery bank for charging phones
Top Hazards for The Charlotte Area
In terms of regional hazard exposure in North Carolina, the proximity to specific terrain features amplifies the ice storm risk. It is important to note that this value of 99.0 serves as a benchmark for local insurance and safety planning. Keeping trees trimmed near power lines reduces the risk of prolonged outages.
Considering the historical weather trends in North Carolina, data indicates that Charlotte has a higher-than-average exposure to lightning. It is important to note that this metric (score: 98.6) aligns with federal disaster declarations for the county. Keeping trees trimmed near power lines reduces the risk of prolonged outages.
In the broader context of North Carolina's climate, tornadoes represent a significant vector of concern for Charlotte. Furthermore, recent climate normals and historical event data contribute to this elevated score of 97.9. Insulation and sealing drafts can be a lifesaver when a tornado strains the power grid.
Winter Grid Failure Guide
Charlotte has significant winter storm risk. Learn the thermodynamics of survival when the power goes out.

The Apartment Fortress
Living in Charlotte? Learn how to handle water storage, sanitation, and security in a small space.
How to Prepare in Charlotte
Read the Full Guide βIdentify your safe room immediately. In Charlotte, severe storms can spin up quickly. You need a safe, windowless location and a way to receive alerts when the power grid fails.
Critical Action Checklist
- 1Secure outdoor furniture that could become projectiles.
- 2Keep a whistle in your kit to signal for help if trapped.
- 3Wear a helmet (bike or construction) to protect from debris.
- 4Have a weather radio with a battery backup to receive alerts.
- 5Identify a basement or interior room without windows as your shelter.
Essential Gear for Charlotte

Water
Sawyer Products Mini Water Filtration System
Filters up to 100,000 gallons. Essential when tap water is compromised.

Power
Anker PowerCore 10K
Pocket-sized power to keep your phone alive for emergency calls.

Power
Petzl Actik Core Headlamp
600 lumens and rechargeable. Hands-free lighting is critical during power outages.
Your safety depends on your readiness. Start building your emergency kit for Ice Storm now.
View Complete Gear Checklist βCompare Nearby Cities
| City | Risk Score | Analysis |
|---|---|---|
| Raleigh | 90.2 | When compared to Raleigh, Charlotte is statistically safer. The difference of 1.8 points highlights local geological and meteorological variations. |
| Winston-Salem | 73.3 | When compared to Winston-Salem, Charlotte is slightly higher risk. The difference of 15.1 points highlights local geological and meteorological variations. |
| Durham | 80.9 | Durham and Charlotte share similar regional risks, but our data gives Durham the edge in overall safety. |
| Greensboro | 81.4 | When compared to Greensboro, Charlotte is slightly higher risk. The difference of 7.0 points highlights local geological and meteorological variations. |
| Fayetteville | 88.3 | Fayetteville and Charlotte share similar regional risks, but our data gives Fayetteville the edge in overall safety. |
Frequently Asked Questions
How common are Ice Storms in Charlotte?
With a risk score of 99.0 for Ice Storm, Charlotte is considered highly vulnerable. Residents should have a specific plan for Ice Storm events, which are the primary driver of the city's overall risk profile.
Is Charlotte safer than other cities in North Carolina?
It varies by hazard. While Charlotte has its own risk profile (Total Score: 88.3), it is generally comparable to the average in North Carolina. See our state rankings for a direct comparison.
Should I move to Charlotte given the risk of Lightning?
Every city has risks. The threat of Lightning (Score: 98.6) is manageable with proper preparation. The local infrastructure in Charlotte is designed to handle this, but personal insurance and a 'go-bag' are recommended.
How does Charlotte compare to other cities in North Carolina?
See the full North Carolina Disaster Rankings to see how Charlotte stacks up against other cities in the state.