22 FEMA areas

Hurricane Risk by City in Florida

Compare 43 cities using FEMA's relative hurricane scores and annualized frequency for the county-equivalent areas shown.

Highest relative score

100.0/100

Miami-Dade County

Covered cities: Hialeah, Miami, and Miami Gardens

Lowest relative score in this set

93.3/100

Flagler County

Covered cities: Palm Coast

These are relative FEMA scores for county-equivalent areas. They are not annual probabilities or property-level findings.

Florida hurricane rankings

Cities sharing a FEMA area are grouped together and receive the same score.

RankFEMA area and citiesRatingScoreAnnualized frequency
#1

Miami-Dade County

Very High100.0/1000.321 per year
#2

Broward County

Very High99.9/1000.296 per year
#3

Palm Beach County

Very High99.9/1000.331 per year
#4

Hillsborough County

Very High99.8/1000.257 per year
#5

Lee County

Very High99.8/1000.267 per year
#6

Brevard County

Very High99.7/1000.305 per year
#7

Pinellas County

Very High99.7/1000.334 per year
#8

St. Lucie County

Very High99.1/1000.334 per year
#9

Orange County

Relatively High99.1/1000.242 per year
#10

Escambia County

Relatively High98.9/1000.274 per year
#11

Duval County

Relatively High98.8/1000.277 per year
#12

Bay County

Relatively High98.7/1000.293 per year
#13

Polk County

Relatively High98.7/1000.247 per year
#14

Volusia County

Relatively High98.2/1000.270 per year
#15

Hernando County

Relatively High97.5/1000.278 per year
#16

Marion County

Relatively High97.3/1000.248 per year
#17

Lake County

Relatively High96.5/1000.250 per year
#18

Osceola County

Relatively High96.4/1000.258 per year
#19

Leon County

Relatively High96.2/1000.250 per year
#20

St. Johns County

Relatively High96.0/1000.295 per year
#21

Alachua County

Relatively High95.9/1000.224 per year
#22

Flagler County

Relatively Moderate93.3/1000.280 per year

Occurrence thresholds vary by hazard. The FEMA methodology defines the value for each hazard.

Preparing for hurricane

Ready.gov Be Informed β†—

For a home or move

  • βœ“Confirm the exact hazard using official local maps before making property or insurance decisions.
  • βœ“Review policy exclusions, deductibles, and temporary-living coverage with a licensed professional.
  • βœ“Keep inspections, inventories, and critical documents in a secure location you can access after an emergency.

For a household plan

  • βœ“Know how local officials issue warnings and evacuation instructions.
  • βœ“Maintain water, food, lighting, medications, and communications for several days.
  • βœ“Create a household communication plan and practice it before an emergency.

Questions about hurricane risk in Florida

Which covered Florida cities have the highest relative hurricane risk?

Hialeah, Miami, and Miami Gardens use FEMA data for Miami-Dade County, which has the highest relative hurricane score in this covered set at 100.0/100. Cities sharing the same FEMA area share the same score.

Which covered Florida area has the lowest relative hurricane score?

Flagler County has the lowest score in this covered set at 93.3/100. This is a relative FEMA comparison, not a declaration that every property there is safe.

Are these hurricane figures city-level?

No. The city links provide geographic navigation, while the scores and frequencies cover the FEMA county-equivalent areas shown in the table. Address-level conditions require local maps and property details.

Is the FEMA relative score an annual probability?

No. The relative score compares FEMA areas on a 0–100 scale. Annualized frequency appears separately with hazard-specific units.

Source: FEMA National Risk Index v1.19.0, released March 2023. Hazard data covers FEMA county-equivalent areas.