Miami-Dade County hazard data

Miami, FL Disaster Risk

FEMA rates relative hurricane risk for Miami-Dade County as very high and reports FEMA annualized frequency of 0.321 per year for the area.

Tied #1 of 43 covered Florida cities for hurricane risk β†’FEMA relative score 100.0/100 Β· county scale

FEMA summary

Miami's hurricane risk is very high at county scale.

FEMA's profile for Miami-Dade County reports FEMA annualized frequency of 0.321 per year for hurricane. FEMA's relative risk rating for the area is very high; the annualized frequency is a separate measure.

Hazard metrics cover FEMA county-equivalent geographies rather than individual addresses or parcels. Use local or state hazard maps before making a property, insurance, retrofit, or evacuation decision.

FEMA annualized frequency

0.321 per year

View hazard details ↓
FEMA area population
2,698,679
Data geography
County equivalent
FEMA relative score
100.0/100
FEMA source
v1.19.0

Explore hazards

Select a hazard to inspect FEMA's figures for Miami-Dade County.

FEMA NRI profile

Hurricane

Very High

FEMA combines its area-wide loss estimate and community data in this relative rating. Event frequency appears separately below.

Relative FEMA score

100.0/100

FEMA annualized frequency
0.321 per year
FEMA area loss estimate
$832M
Recorded events
62

How to read this

Occurrence thresholds vary by hazard. The FEMA methodology defines the value for each hazard.

The area loss estimate combines FEMA's modeled losses to buildings, population, and agriculture across Miami-Dade County. It is not an estimate for a home or address.

City risk summary

Hurricane risk in Miami

For Miami, FEMA rates hurricane risk for Miami-Dade County as very high, with a relative score of 100.0/100. The next highest relative scores are lightning at 99.9/100 and riverine flooding at 99.8/100.

Using FEMA data for Miami-Dade County, Miami is tied #1 among 43 covered Florida entries for hurricane risk; 3 entries share that score. Hialeah is about 8.3 straight-line miles from the Miami map point and uses the same FEMA geography.

What to check for hurricane

  • βœ“Check the wind zone, flood zone, and evacuation zone for the address.
  • βœ“Review roof connections, opening protection, drainage, and backup power.
  • βœ“Compare hurricane, wind, flood, and temporary-living coverage separately.

Household preparation

Official guidance β†—

For homeowners and movers

  • βœ“Confirm the exact hazard using official local maps before making property or insurance decisions.
  • βœ“Review policy exclusions, deductibles, and temporary-living coverage with a licensed professional.
  • βœ“Keep inspections, inventories, and critical documents in a secure location you can access after an emergency.

Preparedness actions

  • βœ“Know how local officials issue warnings and evacuation instructions.
  • βœ“Maintain water, food, lighting, medications, and communications for several days.
  • βœ“Create a household communication plan and practice it before an emergency.
Build your household checklist
Brownstone apartment buildings
Urban Survival

The Apartment Fortress

Living in Miami? Learn how to handle water storage, sanitation, and security in a small space.

Read the Guide β†’

Where this profile applies

The map shows Miami. All FEMA figures on this page cover Miami-Dade County.

Loading map…
City
Miami, FL
FEMA data area
Miami-Dade County
County FIPS
12086

Questions about disaster risk in Miami

The FEMA figures cover Miami-Dade County. Address-level conditions require local maps, building records, and property details.

How much hurricane risk does Miami, FL have?

FEMA rates relative hurricane risk for Miami-Dade County as very high. Its FEMA annualized frequency is 0.321 per year. Damage at a specific address also depends on the building, soil, elevation, and exact hazard zone.

Where does Miami rank for hurricane risk in Florida?

Among 43 Florida cities covered by this directory, Miami is Tied #1 for relative hurricane risk based on FEMA's score for Miami-Dade County. 3 covered cities share this rank because they use the same FEMA geography. Homes within Miami can have different soil, elevation, construction, and hazard-zone conditions.

Which natural hazards rank highest around Miami?

In FEMA's data for Miami-Dade County, the highest relative ratings are Hurricane (Very High), Lightning (Very High), and Riverine Flooding (Very High). FEMA uses estimated losses and community data along with event frequency when assigning these ratings.

Are the disaster-risk numbers for Miami or Miami-Dade County?

The hazard numbers cover Miami-Dade County. For an individual home, check local fault, flood, fire, evacuation, and building records for the exact address.

Is Miami safe from natural disasters?

FEMA gives Miami-Dade County an overall relative risk rating of very high. Conditions at a specific home depend on its hazard zones, building type, maintenance, insurance, and access to evacuation routes and emergency services.

What should a household in Miami do first for hurricane preparedness?

Start with this step: Confirm the exact hazard using official local maps before making property or insurance decisions. Know how local officials issue warnings and evacuation instructions. Use Ready.gov Be Informed and local emergency guidance for a complete plan.

Nearby city comparisons

Distances are measured between city coordinates.

CityDistanceHurricane ratingRelative score
Hialeah, FL8 miVery High100.0
Miami Gardens, FL11 miVery High100.0
Miramar, FL15 miVery High99.9
Hollywood, FL17 miVery High99.9
Pembroke Pines, FL18 miVery High99.9

Relevant preparedness gear

Limited to products tagged for hurricane or general preparedness.

Disclosure: As an Amazon Associate, this site may earn from qualifying purchases.

Sawyer Products Mini Water Filtration System

Water

Sawyer Products Mini Water Filtration System

Filters up to 100,000 gallons. Essential when tap water is compromised.

View product
Scepter 5 Gallon Water Container

Water

Scepter 5 Gallon Water Container

Bombproof water storage. 5 gallons is the minimum for one person for 5 days.

View product
Petzl Actik Core Headlamp

Power

Petzl Actik Core Headlamp

600 lumens and rechargeable. Hands-free lighting is critical during power outages.

View product

Data sources

Hazard metrics come from FEMA National Risk Index v1.19.0 (March 2023). City population and coordinates come from SimpleMaps US Cities Database. For current conditions, use official local maps, warnings, inspections, and professional advice.