Clearwater Disaster Risk Score & Hazard Analysis
With a population of 117,075 and a calculated risk score of 98.7, Clearwater faces unique challenges. This page is a complete hazard risk assessment for Clearwater, FL. Clearwater is known for its welcoming atmosphere. Yet, our analysis highlights some important safety considerations. Analysis shows that lightning are a primary concern here.
Total Risk Score
The numbers don't lie. Clearwater sits at a Risk Score of 98.736. This is driven by a combination of factors, most notably Lightning and Hurricane.
Top Hazards for The Clearwater Area
Observing the seasonal cycles typical of Florida, lightning constitute a major variable in the local quality of life equations. Moreover weighted against regional averages, this score of 99.7 is statistically significant. For new residents, understanding the severity of lightning in their specific zip code is vital.
Regional data for Florida suggests that the area is historically prone to periods of hurricane. Consequently, the data-driven score of 99.7 underscores the need for preparedness. Community resilience depends on every household having a plan for hurricanes.
In terms of regional hazard exposure in Florida, the proximity to specific terrain features amplifies the tornado risk. It is important to note that this value of 98.9 serves as a benchmark for local insurance and safety planning. Keeping trees trimmed near power lines reduces the risk of prolonged outages.

The Apartment Fortress
Living in Clearwater? Learn how to handle water storage, sanitation, and security in a small space.
How to Prepare in Clearwater
Read the Full Guide →General preparedness is critical for Clearwater. While specific risks vary, the fundamentals of survival—water, food, and information—remain the same.
Critical Action Checklist
- 1Keep a physical map of the local area in case GPS fails.
- 2Maintain a 3-day supply of non-perishable food and water.
- 3Have a first aid kit and a supply of prescription medications.
- 4Keep a battery-powered radio to stay informed during power outages.
- 5Establish a family communication plan for when cell towers are down.
Essential Gear for Clearwater

Water
Scepter 5 Gallon Water Container
Bombproof water storage. 5 gallons is the minimum for one person for 5 days.

Power
Anker PowerCore 10K
Pocket-sized power to keep your phone alive for emergency calls.

Water
Sawyer Products Mini Water Filtration System
Filters up to 100,000 gallons. Essential when tap water is compromised.
The best insurance against Lightning is preparation. Check your kit and ensure you are ready.
View Complete Gear Checklist →Compare Nearby Cities
| City | Risk Score | Analysis |
|---|---|---|
| Miami | 99.7 | When compared to Miami, Clearwater is statistically safer. The difference of 1.0 points highlights local geological and meteorological variations. |
| Tampa | 99.3 | When compared to Tampa, Clearwater is statistically safer. The difference of 0.6 points highlights local geological and meteorological variations. |
| Orlando | 97.8 | Orlando and Clearwater share similar regional risks, but our data gives Orlando the edge in overall safety. |
| Jacksonville | 96.7 | Choosing between Clearwater and Jacksonville? Clearwater presents a unique set of challenges. |
| Cape Coral | 99.2 | Cape Coral and Clearwater share similar regional risks, but our data gives Clearwater the edge in overall safety. |
Frequently Asked Questions
How common are Lightnings in Clearwater?
With a risk score of 99.7 for Lightning, Clearwater is considered highly vulnerable. Residents should have a specific plan for Lightning events, which are the primary driver of the city's overall risk profile.
Is Clearwater safer than other cities in Florida?
It varies by hazard. While Clearwater has its own risk profile (Total Score: 98.7), it is among the higher-risk areas in Florida. See our state rankings for a direct comparison.
Should I move to Clearwater given the risk of Hurricane?
Every city has risks. The threat of Hurricane (Score: 99.7) is manageable with proper preparation. The local infrastructure in Clearwater is designed to handle this, but personal insurance and a 'go-bag' are recommended.
How does Clearwater compare to other cities in Florida?
See the full Florida Disaster Rankings to see how Clearwater stacks up against other cities in the state.