Lafayette Disaster Risk Score & Hazard Analysis
With a population of 160,373 and a calculated risk score of 70.0, Lafayette faces unique challenges. This page is a complete hazard risk assessment for Lafayette, IN. Settling down in Lafayette connects you to a vibrant community. However, it also comes with specific weather patterns. Specifically, the area has a heightened risk of winter weather.
Total Risk Score
The numbers don't lie. Lafayette sits at a Risk Score of 69.972. This is driven by a combination of factors, most notably Winter Weather and Heat Wave.
Winter storm risk in Lafayette, Indiana
Severe winter weather and ice storms pose a unique threat to Lafayette, potentially causing extended power outages and hazardous road conditions. Infrastructure in the area may be vulnerable to heavy ice accumulation.
Lafayette Winter Grid Failure Prep
- •Have a safe, indoor-rated backup heat source
- •Insulate pipes and know how to shut off main water valve
- •Keep a backup battery bank for charging phones
Top Hazards for The Lafayette Area
In terms of regional hazard exposure in Indiana, the proximity to specific terrain features amplifies the winter weather risk. It is important to note that this value of 96.1 serves as a benchmark for local insurance and safety planning. Keeping trees trimmed near power lines reduces the risk of prolonged outages.
From a statewide perspective in Indiana, seasonality plays a huge role in the intensity of heat waves here. Consequently, our algorithm flags this as a priority area with a calculated intensity of 94.8. Local schools and businesses typically have robust protocols for these weather events.
In the broader context of Indiana's climate, landslides represent a significant vector of concern for Lafayette. Furthermore, recent climate normals and historical event data contribute to this elevated score of 93.3. A 'drop, cover, and hold on' drill should be practiced by every family member annually.
Winter Grid Failure Guide
Lafayette has significant winter storm risk. Learn the thermodynamics of survival when the power goes out.

The Apartment Fortress
Living in Lafayette? Learn how to handle water storage, sanitation, and security in a small space.
How to Prepare in Lafayette
Read the Full Guide →General preparedness is critical for Lafayette. While specific risks vary, the fundamentals of survival—water, food, and information—remain the same.
Critical Action Checklist
- 1Prepare for secondary heat waves if power is lost.
- 2Keep a physical map of the local area in case GPS fails.
- 3Maintain a 3-day supply of non-perishable food and water.
- 4Have a first aid kit and a supply of prescription medications.
- 5Keep a battery-powered radio to stay informed during power outages.
Essential Gear for Lafayette

Power
Anker PowerCore 10K
Pocket-sized power to keep your phone alive for emergency calls.

Home
Gorilla Tape (Black)
Heavy-duty tape for emergency repairs, sealing windows, or medical improvisation.

Pets
PetBonus Collapsible Dog Bowls
Collapsible bowls for easy packing. Hydration is critical for pets during stress.
The best insurance against Winter Weather is preparation. Check your kit and ensure you are ready.
View Complete Gear Checklist →Compare Nearby Cities
| City | Risk Score | Analysis |
|---|---|---|
| Indianapolis | 90.3 | Choosing between Lafayette and Indianapolis? Lafayette presents a lower overall risk profile. |
| Fort Wayne | 80.4 | Fort Wayne and Lafayette share similar regional risks, but our data gives Lafayette the edge in overall safety. |
| South Bend | 60.9 | South Bend and Lafayette share similar regional risks, but our data gives South Bend the edge in overall safety. |
| Evansville | 85.7 | Evansville and Lafayette share similar regional risks, but our data gives Lafayette the edge in overall safety. |
| Elkhart | 65.6 | Elkhart and Lafayette share similar regional risks, but our data gives Elkhart the edge in overall safety. |
Frequently Asked Questions
How common are Winter Weathers in Lafayette?
With a risk score of 96.1 for Winter Weather, Lafayette is considered highly vulnerable. Residents should have a specific plan for Winter Weather events, which are the primary driver of the city's overall risk profile.
Is Lafayette safer than other cities in Indiana?
It varies by hazard. While Lafayette has its own risk profile (Total Score: 70.0), it is generally comparable to the average in Indiana. See our state rankings for a direct comparison.
Should I move to Lafayette given the risk of Heat Wave?
Every city has risks. The threat of Heat Wave (Score: 94.8) is manageable with proper preparation. The local infrastructure in Lafayette is designed to handle this, but personal insurance and a 'go-bag' are recommended.
How does Lafayette compare to other cities in Indiana?
See the full Indiana Disaster Rankings to see how Lafayette stacks up against other cities in the state.