Indianapolis Disaster Risk Score & Hazard Analysis
With a population of 1,740,984 and a calculated risk score of 90.3, Indianapolis faces unique challenges. This page is a complete hazard risk assessment for Indianapolis, IN. Indianapolis is a city with a rich history and bright future. But smart residents know to keep an eye on the forecast. We found that tornadoes rank among the highest local hazards.
Total Risk Score
Our algorithm assigns Indianapolis a Risk Score of 90.277 out of 100. This score is heavily influenced by the high probability of Tornado and Lightning.
Tornado risk in Indianapolis, Indiana
Indianapolis is susceptible to severe thunderstorms capable of producing tornadoes. Weather patterns in this region can generate sudden rotational storms that give residents very little warning time compared to other hazards.
Indianapolis Tornado Safety
- β’Identify an interior room without windows on the lowest floor
- β’Monitor NOAA weather radio during spring storm season
- β’Clear yard of potential projectiles before storms arrive
Top Hazards for The Indianapolis Area
Environmental studies focusing on Indiana highlight that the area's infrastructure faces consistent tests from tornado events. Additionally, federal hazard layers combined with local topography result in this 99.0 score. During these events, checking on elderly neighbors is a critical community responsibility.
In the broader context of Indiana's climate, lightning represent a significant vector of concern for Indianapolis. Furthermore, recent climate normals and historical event data contribute to this elevated score of 98.9. Insulation and sealing drafts can be a lifesaver when a lightning strains the power grid.
Considering the historical weather trends in Indiana, data indicates that Indianapolis has a higher-than-average exposure to earthquakes. It is important to note that this metric (score: 96.2) aligns with federal disaster declarations for the county. The lack of warning time means your immediate environment must be safe by default.
Monitor Active Threats
Indianapolis has identified seismic or wildfire risks. Check our real-time tracker for active events.

The Apartment Fortress
Living in Indianapolis? Learn how to handle water storage, sanitation, and security in a small space.
How to Prepare in Indianapolis
Read the Full Guide βIdentify your safe room immediately. In Indianapolis, severe storms can spin up quickly. You need a safe, windowless location and a way to receive alerts when the power grid fails.
Critical Action Checklist
- 1Secure outdoor furniture that could become projectiles.
- 2Keep a whistle in your kit to signal for help if trapped.
- 3Wear a helmet (bike or construction) to protect from debris.
- 4Have a weather radio with a battery backup to receive alerts.
- 5Identify a basement or interior room without windows as your shelter.
Essential Gear for Indianapolis

Water
COOZMENT 3.2 Gallon Container with Spigot
A solid middle-ground option with a built-in spigot. Good for camping or countertop use.

Power
Petzl Actik Core Headlamp
600 lumens and rechargeable. Hands-free lighting is critical during power outages.

Water
Sawyer Products Mini Water Filtration System
Filters up to 100,000 gallons. Essential when tap water is compromised.
Your safety depends on your readiness. Start building your emergency kit for Tornado now.
View Complete Gear Checklist βCompare Nearby Cities
| City | Risk Score | Analysis |
|---|---|---|
| Fort Wayne | 80.4 | When compared to Fort Wayne, Indianapolis is slightly higher risk. The difference of 9.9 points highlights local geological and meteorological variations. |
| South Bend | 60.9 | When compared to South Bend, Indianapolis is slightly higher risk. The difference of 29.3 points highlights local geological and meteorological variations. |
| Evansville | 85.7 | When compared to Evansville, Indianapolis is slightly higher risk. The difference of 4.6 points highlights local geological and meteorological variations. |
| Lafayette | 70.0 | Lafayette and Indianapolis share similar regional risks, but our data gives Lafayette the edge in overall safety. |
| Elkhart | 65.6 | When compared to Elkhart, Indianapolis is slightly higher risk. The difference of 24.7 points highlights local geological and meteorological variations. |
Frequently Asked Questions
How common are Tornados in Indianapolis?
With a risk score of 99.0 for Tornado, Indianapolis is considered highly vulnerable. Residents should have a specific plan for Tornado events, which are the primary driver of the city's overall risk profile.
Is Indianapolis safer than other cities in Indiana?
It varies by hazard. While Indianapolis has its own risk profile (Total Score: 90.3), it is among the higher-risk areas in Indiana. See our state rankings for a direct comparison.
Should I move to Indianapolis given the risk of Lightning?
Every city has risks. The threat of Lightning (Score: 98.9) is manageable with proper preparation. The local infrastructure in Indianapolis is designed to handle this, but personal insurance and a 'go-bag' are recommended.
How does Indianapolis compare to other cities in Indiana?
See the full Indiana Disaster Rankings to see how Indianapolis stacks up against other cities in the state.