City of Charlottesville hazard data

Charlottesville, VA Disaster Risk

FEMA rates relative lightning risk for the City of Charlottesville as relatively moderate and reports FEMA annualized frequency of 53.716 per year for the area.

#6 of 16 covered Virginia cities for lightning risk β†’FEMA relative score 80.8/100 Β· county scale

FEMA summary

Charlottesville's lightning risk is relatively moderate at county scale.

FEMA's profile for the City of Charlottesville reports FEMA annualized frequency of 53.716 per year for lightning. FEMA's relative risk rating for the area is relatively moderate; the annualized frequency is a separate measure.

Hazard metrics cover FEMA county-equivalent geographies rather than individual addresses or parcels. Use local or state hazard maps before making a property, insurance, retrofit, or evacuation decision.

FEMA annualized frequency

53.716 per year

View hazard details ↓
FEMA area population
46,443
Data geography
County equivalent
FEMA relative score
80.8/100
FEMA source
v1.19.0

Explore hazards

Select a hazard to inspect FEMA's figures for City of Charlottesville.

FEMA NRI profile

Lightning

Relatively Moderate

FEMA combines its area-wide loss estimate and community data in this relative rating. Event frequency appears separately below.

Relative FEMA score

80.8/100

FEMA annualized frequency
53.716 per year
FEMA area loss estimate
$299,312
Recorded events
1182

How to read this

Occurrence thresholds vary by hazard. The FEMA methodology defines the value for each hazard.

The area loss estimate combines FEMA's modeled losses to buildings, population, and agriculture across City of Charlottesville. It is not an estimate for a home or address.

City risk summary

Lightning risk in Charlottesville

For Charlottesville, FEMA rates lightning risk for the City of Charlottesville as relatively moderate, with a relative score of 80.8/100. The next highest relative scores are strong wind at 71.1/100 and hurricane at 69.6/100.

Using FEMA data for the City of Charlottesville, Charlottesville is #6 among 16 covered Virginia entries for lightning risk. Fredericksburg is about 57 straight-line miles from the Charlottesville map point; its FEMA figures cover the City of Fredericksburg.

What to check for lightning

  • βœ“Check electrical grounding and whole-home surge protection at the property.
  • βœ“Inspect large nearby trees and arrange qualified care for damaged limbs.
  • βœ“Use a reliable indoor warning source for outdoor work and recreation.

Household preparation

Official guidance β†—

For homeowners and movers

  • βœ“Confirm the exact hazard using official local maps before making property or insurance decisions.
  • βœ“Review policy exclusions, deductibles, and temporary-living coverage with a licensed professional.
  • βœ“Keep inspections, inventories, and critical documents in a secure location you can access after an emergency.

Preparedness actions

  • βœ“Know how local officials issue warnings and evacuation instructions.
  • βœ“Maintain water, food, lighting, medications, and communications for several days.
  • βœ“Create a household communication plan and practice it before an emergency.
Build your household checklist
Brownstone apartment buildings
Urban Survival

The Apartment Fortress

Living in Charlottesville? Learn how to handle water storage, sanitation, and security in a small space.

Read the Guide β†’

Where this profile applies

The map shows Charlottesville. All FEMA figures on this page cover the City of Charlottesville.

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City
Charlottesville, VA
FEMA data area
City of Charlottesville
County FIPS
51540

Questions about disaster risk in Charlottesville

The FEMA figures cover the City of Charlottesville. Address-level conditions require local maps, building records, and property details.

How much lightning risk does Charlottesville, VA have?

FEMA rates relative lightning risk for the City of Charlottesville as relatively moderate. Its FEMA annualized frequency is 53.716 per year. Damage at a specific address also depends on the building, soil, elevation, and exact hazard zone.

Where does Charlottesville rank for lightning risk in Virginia?

Among 16 Virginia cities covered by this directory, Charlottesville is #6 for relative lightning risk based on FEMA's score for the City of Charlottesville. Homes within Charlottesville can have different soil, elevation, construction, and hazard-zone conditions.

Which natural hazards rank highest around Charlottesville?

In FEMA's data for the City of Charlottesville, the highest relative ratings are Lightning (Relatively Moderate), Strong Wind (Relatively Moderate), and Hurricane (Relatively Low). FEMA uses estimated losses and community data along with event frequency when assigning these ratings.

Are the disaster-risk numbers for Charlottesville or the City of Charlottesville?

The hazard numbers cover the City of Charlottesville. For an individual home, check local fault, flood, fire, evacuation, and building records for the exact address.

Is Charlottesville safe from natural disasters?

FEMA gives the City of Charlottesville an overall relative risk rating of very low. Conditions at a specific home depend on its hazard zones, building type, maintenance, insurance, and access to evacuation routes and emergency services.

What should a household in Charlottesville do first for lightning preparedness?

Start with this step: Confirm the exact hazard using official local maps before making property or insurance decisions. Know how local officials issue warnings and evacuation instructions. Use Ready.gov Be Informed and local emergency guidance for a complete plan.

Nearby city comparisons

Distances are measured between city coordinates.

CityDistanceLightning ratingRelative score
Fredericksburg, VA57 miRelatively Moderate72.4
Lynchburg, VA59 miRelatively Moderate88.0
Richmond, VA65 miRelatively Low39.8
Winchester, VA80 miRelatively Low52.4
Alexandria, VA93 miRelatively Low59.8

Relevant preparedness gear

Limited to products tagged for lightning or general preparedness.

Disclosure: As an Amazon Associate, this site may earn from qualifying purchases.

Leatherman Wave+ Multi-Tool

Tools

Leatherman Wave+ Multi-Tool

18 tools in one. Essential for turning off gas valves or making repairs.

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Anker PowerCore 10K

Power

Anker PowerCore 10K

Pocket-sized power to keep your phone alive for emergency calls.

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ARCA PET Cat & Dog First Aid Kit

Pets

ARCA PET Cat & Dog First Aid Kit

Comprehensive kit for pets. Includes muzzle, thermometer, and bandages.

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Data sources

Hazard metrics come from FEMA National Risk Index v1.19.0 (March 2023). City population and coordinates come from SimpleMaps US Cities Database. For current conditions, use official local maps, warnings, inspections, and professional advice.