5 FEMA areas

Hurricane Risk by City in Maryland

Compare 5 cities using FEMA's relative hurricane scores and annualized frequency for the county-equivalent areas shown.

Highest relative score

95.5/100

City of Baltimore

Covered cities: Baltimore

Lowest relative score in this set

82.6/100

Washington County

Covered cities: Hagerstown

These are relative FEMA scores for county-equivalent areas. They are not annual probabilities or property-level findings.

Maryland hurricane rankings

Cities sharing a FEMA area are grouped together and receive the same score.

RankFEMA area and citiesRatingScoreAnnualized frequency
#1

City of Baltimore

Baltimore
Relatively Moderate95.5/1000.119 per year
#2

Howard County

Columbia
Relatively Moderate88.0/1000.099 per year
#3

Charles County

Waldorf
Relatively Moderate87.4/1000.100 per year
#4

Frederick County

Frederick
Relatively Low84.2/1000.090 per year
#5

Washington County

Hagerstown
Relatively Low82.6/1000.076 per year

Occurrence thresholds vary by hazard. The FEMA methodology defines the value for each hazard.

Preparing for hurricane

Ready.gov Be Informed ↗

For a home or move

  • ✓Confirm the exact hazard using official local maps before making property or insurance decisions.
  • ✓Review policy exclusions, deductibles, and temporary-living coverage with a licensed professional.
  • ✓Keep inspections, inventories, and critical documents in a secure location you can access after an emergency.

For a household plan

  • ✓Know how local officials issue warnings and evacuation instructions.
  • ✓Maintain water, food, lighting, medications, and communications for several days.
  • ✓Create a household communication plan and practice it before an emergency.

Questions about hurricane risk in Maryland

Which covered Maryland cities have the highest relative hurricane risk?

Baltimore use FEMA data for the City of Baltimore, which has the highest relative hurricane score in this covered set at 95.5/100. Cities sharing the same FEMA area share the same score.

Which covered Maryland area has the lowest relative hurricane score?

Washington County has the lowest score in this covered set at 82.6/100. This is a relative FEMA comparison, not a declaration that every property there is safe.

Are these hurricane figures city-level?

No. The city links provide geographic navigation, while the scores and frequencies cover the FEMA county-equivalent areas shown in the table. Address-level conditions require local maps and property details.

Is the FEMA relative score an annual probability?

No. The relative score compares FEMA areas on a 0–100 scale. Annualized frequency appears separately with hazard-specific units.

Source: FEMA National Risk Index v1.19.0, released March 2023. Hazard data covers FEMA county-equivalent areas.

FEMA source ↗Our methodology →