FEMA rates relative cold wave risk for Winnebago County as very high and reports FEMA annualized frequency of 1.300 per year for the area.
FEMA summary
FEMA's profile for Winnebago County reports FEMA annualized frequency of 1.300 per year for cold wave. FEMA's relative risk rating for the area is very high; the annualized frequency is a separate measure.
Hazard metrics cover FEMA county-equivalent geographies rather than individual addresses or parcels. Use local or state hazard maps before making a property, insurance, retrofit, or evacuation decision.
Select a hazard to inspect FEMA's figures for Winnebago County.
Cold Wave
FEMA combines its area-wide loss estimate and community data in this relative rating. Event frequency appears separately below.
Relative FEMA score
99.6/100
Occurrence thresholds vary by hazard. The FEMA methodology defines the value for each hazard.
The area loss estimate combines FEMA's modeled losses to buildings, population, and agriculture across Winnebago County. It is not an estimate for a home or address.
City risk summary
For Rockford, FEMA rates cold wave risk for Winnebago County as very high, with a relative score of 99.6/100. The next highest relative scores are hail at 99.1/100 and tornado at 97.0/100.
Using FEMA data for Winnebago County, Rockford is #6 among 14 covered Illinois entries for cold wave risk. Elgin is about 41 straight-line miles from the Rockford map point; its FEMA figures cover Kane County.
For homeowners and movers
Preparedness actions
Living in Rockford? Learn how to handle water storage, sanitation, and security in a small space.
The map shows Rockford. All FEMA figures on this page cover Winnebago County.
The FEMA figures cover Winnebago County. Address-level conditions require local maps, building records, and property details.
FEMA rates relative cold wave risk for Winnebago County as very high. Its FEMA annualized frequency is 1.300 per year. Damage at a specific address also depends on the building, soil, elevation, and exact hazard zone.
Among 14 Illinois cities covered by this directory, Rockford is #6 for relative cold wave risk based on FEMA's score for Winnebago County. Homes within Rockford can have different soil, elevation, construction, and hazard-zone conditions.
In FEMA's data for Winnebago County, the highest relative ratings are Cold Wave (Very High), Hail (Relatively High), and Tornado (Relatively High). FEMA uses estimated losses and community data along with event frequency when assigning these ratings.
The hazard numbers cover Winnebago County. For an individual home, check local fault, flood, fire, evacuation, and building records for the exact address.
FEMA gives Winnebago County an overall relative risk rating of relatively moderate. Conditions at a specific home depend on its hazard zones, building type, maintenance, insurance, and access to evacuation routes and emergency services.
Start with this step: Confirm the exact hazard using official local maps before making property or insurance decisions. Know how local officials issue warnings and evacuation instructions. Use Ready.gov Be Informed and local emergency guidance for a complete plan.
Distances are measured between city coordinates.
| City | Distance | Cold Wave rating | Relative score |
|---|---|---|---|
| Elgin, IL | 41 mi | Relatively High | 96.0 |
| Round Lake Beach, IL | 51 mi | Very High | 99.9 |
| Aurora, IL | 52 mi | Relatively High | 96.0 |
| Naperville, IL | 58 mi | Relatively High | 95.1 |
| Madison, WI | 59 mi | Very High | 97.6 |
Limited to products tagged for cold wave or general preparedness.
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View productHazard metrics come from FEMA National Risk Index v1.19.0 (March 2023). City population and coordinates come from SimpleMaps US Cities Database. For current conditions, use official local maps, warnings, inspections, and professional advice.