FEMA rates relative hail risk for Montgomery County as relatively high and reports FEMA annualized frequency of 3.823 per year for the area.
FEMA summary
FEMA's profile for Montgomery County reports FEMA annualized frequency of 3.823 per year for hail. FEMA's relative risk rating for the area is relatively high; the annualized frequency is a separate measure.
Hazard metrics cover FEMA county-equivalent geographies rather than individual addresses or parcels. Use local or state hazard maps before making a property, insurance, retrofit, or evacuation decision.
Select a hazard to inspect FEMA's figures for Montgomery County.
Hail
FEMA combines its area-wide loss estimate and community data in this relative rating. Event frequency appears separately below.
Relative FEMA score
99.0/100
Occurrence thresholds vary by hazard. The FEMA methodology defines the value for each hazard.
The area loss estimate combines FEMA's modeled losses to buildings, population, and agriculture across Montgomery County. It is not an estimate for a home or address.
City risk summary
For Dayton, FEMA rates hail risk for Montgomery County as relatively high, with a relative score of 99.0/100. The next highest relative scores are strong wind at 96.4/100 and winter weather at 92.2/100.
Using FEMA data for Montgomery County, Dayton is #1 among 12 covered Ohio entries for hail risk. Middletown is about 21 straight-line miles from the Dayton map point; its FEMA figures cover Butler County.
For homeowners and movers
Preparedness actions
Living in Dayton? Learn how to handle water storage, sanitation, and security in a small space.
The map shows Dayton. All FEMA figures on this page cover Montgomery County.
The FEMA figures cover Montgomery County. Address-level conditions require local maps, building records, and property details.
FEMA rates relative hail risk for Montgomery County as relatively high. Its FEMA annualized frequency is 3.823 per year. Damage at a specific address also depends on the building, soil, elevation, and exact hazard zone.
Among 12 Ohio cities covered by this directory, Dayton is #1 for relative hail risk based on FEMA's score for Montgomery County. Homes within Dayton can have different soil, elevation, construction, and hazard-zone conditions.
In FEMA's data for Montgomery County, the highest relative ratings are Hail (Relatively High), Strong Wind (Relatively High), and Winter Weather (Relatively High). FEMA uses estimated losses and community data along with event frequency when assigning these ratings.
The hazard numbers cover Montgomery County. For an individual home, check local fault, flood, fire, evacuation, and building records for the exact address.
FEMA gives Montgomery County an overall relative risk rating of relatively moderate. Conditions at a specific home depend on its hazard zones, building type, maintenance, insurance, and access to evacuation routes and emergency services.
Start with this step: Confirm the exact hazard using official local maps before making property or insurance decisions. Know how local officials issue warnings and evacuation instructions. Use Ready.gov Be Informed and local emergency guidance for a complete plan.
Distances are measured between city coordinates.
| City | Distance | Hail rating | Relative score |
|---|---|---|---|
| Middletown, OH | 21 mi | Very Low | 19.7 |
| Springfield, OH | 24 mi | Very Low | 23.6 |
| Cincinnati, OH | 47 mi | Relatively Moderate | 81.2 |
| Columbus, OH | 66 mi | Relatively High | 98.6 |
| Muncie, IN | 70 mi | Relatively High | 96.5 |
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View productHazard metrics come from FEMA National Risk Index v1.19.0 (March 2023). City population and coordinates come from SimpleMaps US Cities Database. For current conditions, use official local maps, warnings, inspections, and professional advice.