Cook County hazard data

Chicago, IL Disaster Risk

FEMA rates relative cold wave risk for Cook County as very high and reports FEMA annualized frequency of 0.909 per year for the area.

Tied #1 of 14 covered Illinois cities for cold wave risk β†’FEMA relative score 100.0/100 Β· county scale

FEMA summary

Chicago's cold wave risk is very high at county scale.

FEMA's profile for Cook County reports FEMA annualized frequency of 0.909 per year for cold wave. FEMA's relative risk rating for the area is very high; the annualized frequency is a separate measure.

Hazard metrics cover FEMA county-equivalent geographies rather than individual addresses or parcels. Use local or state hazard maps before making a property, insurance, retrofit, or evacuation decision.

FEMA annualized frequency

0.909 per year

View hazard details ↓
FEMA area population
5,272,775
Data geography
County equivalent
FEMA relative score
100.0/100
FEMA source
v1.19.0

Explore hazards

Select a hazard to inspect FEMA's figures for Cook County.

FEMA NRI profile

Cold Wave

Very High

FEMA combines its area-wide loss estimate and community data in this relative rating. Event frequency appears separately below.

Relative FEMA score

100.0/100

FEMA annualized frequency
0.909 per year
FEMA area loss estimate
$68M
Recorded events
8.604951888252456

How to read this

Occurrence thresholds vary by hazard. The FEMA methodology defines the value for each hazard.

The area loss estimate combines FEMA's modeled losses to buildings, population, and agriculture across Cook County. It is not an estimate for a home or address.

City risk summary

Cold wave risk in Chicago

For Chicago, FEMA rates cold wave risk for Cook County as very high, with a relative score of 100.0/100. Cold wave shares the highest relative score with heat wave. Tornado follows at 100.0/100.

Using FEMA data for Cook County, Chicago is tied #1 among 14 covered Illinois entries for cold wave risk; 2 entries share that score. Cicero is about 3.8 straight-line miles from the Chicago map point and uses the same FEMA geography.

What to check for cold wave

  • βœ“Check the heating system, insulation, and pipe protection at the property.
  • βœ“Choose a safe backup heat source and install the required alarms.
  • βœ“Plan where the household can stay during a prolonged heat or power outage.

Household preparation

Official guidance β†—

For homeowners and movers

  • βœ“Confirm the exact hazard using official local maps before making property or insurance decisions.
  • βœ“Review policy exclusions, deductibles, and temporary-living coverage with a licensed professional.
  • βœ“Keep inspections, inventories, and critical documents in a secure location you can access after an emergency.

Preparedness actions

  • βœ“Know how local officials issue warnings and evacuation instructions.
  • βœ“Maintain water, food, lighting, medications, and communications for several days.
  • βœ“Create a household communication plan and practice it before an emergency.
Build your household checklist
Brownstone apartment buildings
Urban Survival

The Apartment Fortress

Living in Chicago? Learn how to handle water storage, sanitation, and security in a small space.

Read the Guide β†’

Where this profile applies

The map shows Chicago. All FEMA figures on this page cover Cook County.

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City
Chicago, IL
FEMA data area
Cook County
County FIPS
17031

Questions about disaster risk in Chicago

The FEMA figures cover Cook County. Address-level conditions require local maps, building records, and property details.

How much cold wave risk does Chicago, IL have?

FEMA rates relative cold wave risk for Cook County as very high. Its FEMA annualized frequency is 0.909 per year. Damage at a specific address also depends on the building, soil, elevation, and exact hazard zone.

Where does Chicago rank for cold wave risk in Illinois?

Among 14 Illinois cities covered by this directory, Chicago is Tied #1 for relative cold wave risk based on FEMA's score for Cook County. 2 covered cities share this rank because they use the same FEMA geography. Homes within Chicago can have different soil, elevation, construction, and hazard-zone conditions.

Which natural hazards rank highest around Chicago?

In FEMA's data for Cook County, the highest relative ratings are Cold Wave (Very High), Heat Wave (Very High), and Tornado (Very High). FEMA uses estimated losses and community data along with event frequency when assigning these ratings.

Are the disaster-risk numbers for Chicago or Cook County?

The hazard numbers cover Cook County. For an individual home, check local fault, flood, fire, evacuation, and building records for the exact address.

Is Chicago safe from natural disasters?

FEMA gives Cook County an overall relative risk rating of very high. Conditions at a specific home depend on its hazard zones, building type, maintenance, insurance, and access to evacuation routes and emergency services.

What should a household in Chicago do first for cold wave preparedness?

Start with this step: Confirm the exact hazard using official local maps before making property or insurance decisions. Know how local officials issue warnings and evacuation instructions. Use Ready.gov Be Informed and local emergency guidance for a complete plan.

Nearby city comparisons

Distances are measured between city coordinates.

CityDistanceCold Wave ratingRelative score
Cicero, IL4 miVery High100.0
Naperville, IL25 miRelatively High95.1
Aurora, IL32 miRelatively High96.0
Joliet, IL33 miVery High99.7
Elgin, IL36 miRelatively High96.0

Relevant preparedness gear

Limited to products tagged for cold wave or general preparedness.

Disclosure: As an Amazon Associate, this site may earn from qualifying purchases.

Leatherman Wave+ Multi-Tool

Tools

Leatherman Wave+ Multi-Tool

18 tools in one. Essential for turning off gas valves or making repairs.

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Anker PowerCore 10K

Power

Anker PowerCore 10K

Pocket-sized power to keep your phone alive for emergency calls.

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ARCA PET Cat & Dog First Aid Kit

Pets

ARCA PET Cat & Dog First Aid Kit

Comprehensive kit for pets. Includes muzzle, thermometer, and bandages.

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Data sources

Hazard metrics come from FEMA National Risk Index v1.19.0 (March 2023). City population and coordinates come from SimpleMaps US Cities Database. For current conditions, use official local maps, warnings, inspections, and professional advice.