Whatcom County hazard data

Bellingham, WA Disaster Risk

FEMA rates relative earthquake risk for Whatcom County as relatively moderate and reports modeled annual probability of 0.55% per year for the area.

#14 of 18 covered Washington cities for earthquake risk β†’FEMA relative score 97.8/100 Β· county scale

FEMA summary

Bellingham's earthquake risk is relatively moderate at county scale.

FEMA's profile for Whatcom County reports modeled annual probability of 0.55% per year for earthquake. FEMA's relative risk rating for the area is relatively moderate; the annualized frequency is a separate measure.

Hazard metrics cover FEMA county-equivalent geographies rather than individual addresses or parcels. Use local or state hazard maps before making a property, insurance, retrofit, or evacuation decision.

Modeled annual probability

0.55% per year

View hazard details ↓
FEMA area population
226,681
Data geography
County equivalent
FEMA relative score
97.8/100
FEMA source
v1.19.0

Explore hazards

Select a hazard to inspect FEMA's figures for Whatcom County.

FEMA NRI profile

Earthquake

Relatively Moderate

FEMA combines its area-wide loss estimate and community data in this relative rating. Event frequency appears separately below.

Relative FEMA score

97.8/100

Modeled annual probability
0.55% per year
FEMA area loss estimate
$35M
Recorded events
Not used

How to read this

FEMA models earthquake annualized frequency as the probability of a qualifying occurrence in a given year across the FEMA geography shown.

The area loss estimate combines FEMA's modeled losses to buildings, population, and agriculture across Whatcom County. It is not an estimate for a home or address.

City risk summary

Earthquake risk in Bellingham

For Bellingham, FEMA rates earthquake risk for Whatcom County as relatively moderate, with a relative score of 97.8/100. The next highest relative scores are landslide at 96.6/100 and avalanche at 88.9/100.

Using FEMA data for Whatcom County, Bellingham is #14 among 18 covered Washington entries for earthquake risk. Marysville is about 49 straight-line miles from the Bellingham map point; its FEMA figures cover Snohomish County.

What to check for earthquake

  • βœ“Check official shaking, fault, liquefaction, and landslide maps for the address.
  • βœ“Review construction year, foundation condition, retrofit permits, and utility connections.
  • βœ“Compare earthquake deductibles and temporary-living coverage before choosing a policy.

Household preparation

Official guidance β†—

For homeowners and movers

  • βœ“Check whether your home has an unbraced cripple wall, an unbolted foundation, or an unsecured water heater; use a qualified local professional for retrofit decisions.
  • βœ“Review the earthquake exclusions, deductible, and temporary-living coverage in your insurance documents.
  • βœ“Use official state or local maps to check shaking, fault, and liquefaction information for the property; the FEMA geography does not contain parcel details.

Preparedness actions

  • βœ“Secure tall furniture and heavy objects that could fall where people sleep or sit.
  • βœ“Practice Drop, Cover, and Hold On and choose an out-of-area household contact.
  • βœ“Keep sturdy shoes, a flashlight, water, and essential medications accessible after shaking.
Build your household checklist
Brownstone apartment buildings
Urban Survival

The Apartment Fortress

Living in Bellingham? Learn how to handle water storage, sanitation, and security in a small space.

Read the Guide β†’

Where this profile applies

The map shows Bellingham. All FEMA figures on this page cover Whatcom County.

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City
Bellingham, WA
FEMA data area
Whatcom County
County FIPS
53073

Questions about disaster risk in Bellingham

The FEMA figures cover Whatcom County. Address-level conditions require local maps, building records, and property details.

How much earthquake risk does Bellingham, WA have?

FEMA rates relative earthquake risk for Whatcom County as relatively moderate. Its modeled annual probability is 0.55% per year. Damage at a specific address also depends on the building, soil, elevation, and exact hazard zone.

Where does Bellingham rank for earthquake risk in Washington?

Among 18 Washington cities covered by this directory, Bellingham is #14 for relative earthquake risk based on FEMA's score for Whatcom County. Homes within Bellingham can have different soil, elevation, construction, and hazard-zone conditions.

Which natural hazards rank highest around Bellingham?

In FEMA's data for Whatcom County, the highest relative ratings are Earthquake (Relatively Moderate), Landslide (Relatively High), and Avalanche (Relatively High). FEMA uses estimated losses and community data along with event frequency when assigning these ratings.

Are the disaster-risk numbers for Bellingham or Whatcom County?

The hazard numbers cover Whatcom County. For an individual home, check local fault, flood, fire, evacuation, and building records for the exact address.

Is Bellingham safe from natural disasters?

FEMA gives Whatcom County an overall relative risk rating of relatively moderate. Conditions at a specific home depend on its hazard zones, building type, maintenance, insurance, and access to evacuation routes and emergency services.

What should a household in Bellingham do first for earthquake preparedness?

Start with this step: Check whether your home has an unbraced cripple wall, an unbolted foundation, or an unsecured water heater; use a qualified local professional for retrofit decisions. Secure tall furniture and heavy objects that could fall where people sleep or sit. Use Ready.gov Earthquakes and local emergency guidance for a complete plan.

Nearby city comparisons

Distances are measured between city coordinates.

CityDistanceEarthquake ratingRelative score
Marysville, WA49 miRelatively High99.3
Everett, WA57 miRelatively High99.3
Kirkland, WA74 miVery High99.8
Seattle, WA79 miVery High99.8
Bellevue, WA81 miVery High99.8

Relevant preparedness gear

Limited to products tagged for earthquake or general preparedness.

Disclosure: As an Amazon Associate, this site may earn from qualifying purchases.

Sawyer Products Mini Water Filtration System

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Sawyer Products Mini Water Filtration System

Filters up to 100,000 gallons. Essential when tap water is compromised.

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Scepter 5 Gallon Water Container

Water

Scepter 5 Gallon Water Container

Bombproof water storage. 5 gallons is the minimum for one person for 5 days.

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Petzl Actik Core Headlamp

Power

Petzl Actik Core Headlamp

600 lumens and rechargeable. Hands-free lighting is critical during power outages.

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Data sources

Hazard metrics come from FEMA National Risk Index v1.19.0 (March 2023). City population and coordinates come from SimpleMaps US Cities Database. For current conditions, use official local maps, warnings, inspections, and professional advice.